Penny@pennywisecoaching.com
It's time transform your finances!
A Financial Plan
That Works
Compassionate
Accountability
Improved
Relationships
Personal Balanced
with Business
MAKE YOUR MONEY BEHAVE
Building Financial Habits That Put You in Control
Do You Feel Like Your Money Controls You?
Are you living paycheck to paycheck, wondering where all your money goes?
Do you ever think ‘We make too much money to be this broke’?
Have you tried budgeting, only to give up because it feels too complicated or restrictive?
Do financial emergencies throw your entire plan into chaos?
If any of this sounds familiar, you’re not alone. Many people feel stuck, frustrated, and unsure of how to take control of their finances.
Make Your Money Behave is here to help.
How to set up a budget that works for your life—not against it.
Proven techniques to eliminate debt without feeling deprived.
Tips for creating sinking funds and an emergency fund to handle life’s surprises.
Strategies to reframe your money mindset for lasting change.
Tools and systems to track your spending and stay on course.
Why This Book?
With over 30 years of experience as a social worker and financial coach, I’ve helped hundreds of individuals and families improve behaviors and systems to eliminate debt, build savings, and create a path to financial freedom. I’ve been where you are and I have walked the journey myself—paying off over $110,000 in debt and lived Debt-Free since 2013. I believe personal finance is more about our behavior than math!
This book simplifies the process so you can focus on progress, not perfection.
Stop Wondering Where Your Money Went. Start Telling It Where to Go.
Take the first step toward financial freedom today.
Buy the book now and start seeing results within weeks.
Join the thousands of others who have transformed their financial futures.
Participate in the Pennywise Coaching Community to find support and solutions with like-minded people on this journey.
MEET THE Author & CEO of
Pennywise Coaching, LLC
Hey Wise Guy!
I'm Penny Kidd
You're about to become a "Wise Guy", a term I lovingly call my community of people striving to improve their finances. I see it as a gender neutral term so don't let that throw you.
I am a faithful Christian and a huge advocate for women and the underserved (and a few good men who love them.) I give to charity regularly and believe we’re here on Earth to support each other. I am LGBTQ-friendly, a huge recycling fan, and a steward of the environment, and I love musical theatre. I have been married since 1991 and have two amazing young adult kids. My current best co-worker is my mini-schnauzer, Sadie.
My Goal:
To create humans that are self-reliant with their finances and who are not spending more on interest than they are saving for their future. I want people to be able to live and retire with grace and confidence that they will not only be able to provide for their own needs but have enough to do good in the world by creating a legacy or supporting non-profits and those less fortunate and end the culture of depending on others to take care of us. Come join me!
Be Wise!
Transform Your Money Today!
Become a Wise Guy now!